In 1975, we physicians were witnesses to the "first" malpractice crisis. We saw premiums skyrocket, carriers fold or leave the field and, most importantly, insurance become totally unavailable. The culprits were clear -- so we thought or were told -- bad laws, plaintiffs' attorneys, "greedy" patients, obscene insurance company profits, and of course, "bad docs".

Remedial steps followed: forty-six of our 50 states passed "better laws" within the year, but the problem didn't go away.

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